Condo living costs more than just rent or mortgage. Monthly association dues cover common areas, staff, shared utilities, and building maintenance. Use this calculator to see your full monthly cost picture before committing.
Useful for comparing properties, budgeting, or checking if your current dues are reasonable.
Calculate Your Monthly Condo Fees
What Condo Fees Cover
| Fee Type | What It Covers | Typical Range (₱/mo) |
|---|---|---|
| Base Maintenance | Common areas, landscaping, security, building repairs | 3,000 – 10,000 |
| Utilities Allowance | Hallway electricity, elevator power, water | 200 – 2,000 |
| Parking | Slot maintenance, lighting, security cameras | 500 – 2,500 |
| Special Assessment | Major repairs, paint jobs, renovations (temporary) | 500 – 5,000 |
| Cable / Internet | Bundled connection if provided by building | 800 – 1,500 |
Are Your Dues Fair?
- Budget condos (40+ yrs): ₱2,000–₱4,000/mo. Minimal amenities.
- Mid-range (15–25 yrs): ₱5,000–₱8,000/mo. Pool, gym, security.
- Luxury (new, prime address): ₱10,000–₱25,000+/mo. Premium amenities.
Common Questions
Can the HOA raise fees without my vote?
Most condos require a quorum and majority vote to raise dues. Check your by-laws. In the Philippines, the HOA must provide 30 days' notice before any increase takes effect.
What happens if I don't pay?
You may be fined, lose access to amenities, or be taken to small claims court. Unpaid dues can also block your ability to sell the unit. Always pay on time.
Can I dispute a special assessment?
Yes. Request an itemized breakdown from the HOA board. If the amount is large, you can call a members' meeting to review it. Some condos allow installment payment.
Are condo dues tax deductible?
Only if the unit is used for business or rental income. For personal residences, dues are not deductible. Consult a tax professional for your situation.
How do I lower my dues?
Join the HOA board, audit the budget, vote for cost-effective management, and push for competitive bidding on maintenance contracts. Involvement is the most direct lever.